Developers
📑 Platform Functional Description
🔐 User, Company Registration and KYC Analysis
The platform allows companies and users to register, ensuring security, control, and compliance.
There are two types of users:
Internal Users: Platform staff responsible for management, document validation, data analysis, and approval of sensitive requests.
External Users: Companies and professionals who use the platform to sell, offer services, and receive payments.
Each registered company goes through a validation process called KYC (Know Your Customer). In this process, documents and information are requested to confirm the legitimacy of the business and prevent fraud. The analysis can result in:
Approval
Rejection
Request for additional information (Pending)
All sensitive actions (such as updating data, changing bank accounts, or configuring fees) are subject to an internal approval workflow, ensuring more security in operations.
🛍️ E-commerce, Orders, and Payments Integration
The platform is designed to integrate with online stores and marketplaces, enabling companies to receive payments in a simple and automated way.
Here’s how it works:
Order Creation: When a customer makes a purchase, an order is created on the platform.
Charges: The order can be paid flexibly — for example, partly via Pix, partly by credit card, or cryptocurrency.
Processing: Each payment generates a record that tracks the process from billing to the receipt in the company's digital account.
Fee Application: Platform fees are calculated and automatically deducted at the time of payment.
Completion: Once all charges linked to the order are paid, the order is marked as completed.
Real-time Tracking: Merchants can monitor the entire payment flow, applied fees, and available balance in real time via the dashboard.
💸 Digital Account and Receiving via Pix
Each company has a digital account within the platform where received funds are stored.
How Pix Works:
The platform generates a Pix QR Code for the customer to complete the payment.
Once paid, the amount (minus the operational fee) is automatically credited to the company's digital account.
The balance becomes instantly available for:
Withdrawals via Pix
Payments to suppliers
Internal transfers (e.g., revenue splitting in marketplaces)
If the order involves partners (as in marketplaces), the system automatically splits the amounts between participants without the need for manual control.
🏧 Withdrawals (Payout via Pix)
Withdrawals are simple and secure:
The company requests a withdrawal using its available balance.
The system automatically checks if there is sufficient balance.
A record is generated to track the operation.
The amount is sent via Pix to the registered key.
In case of failure, the amount is automatically refunded to the company's digital account.
📊 Fees and Financial Management
Each transaction may include a fee, calculated at the time of payment.
The platform generates revenue from the difference between the fee charged and the operational costs (such as Pix, card fees, etc.).
For the client, the fee display is simple: they only see the total fee amount. Internal splits (costs and platform profits) remain hidden from the client.
🛡️ Security, Permissions, and Controls
All users have configurable access profiles (e.g., administrator, operator, viewer).
Critical actions, such as updating sensitive data, registering bank accounts, or adjusting fees, are subject to an internal approval process.
This process adds an extra layer of security, ensuring that no critical operation occurs without proper validation.
✅ General Summary for Developers
The platform functions as a corporate digital account, enabling companies to:
Process sales,
Receive payments through different methods (Pix, credit card, cryptocurrency),
Manage balances,
Perform withdrawals via Pix,
Automatically split payments among different participants when needed (e.g., in marketplaces).
The entire flow is transparent, auditable, and secure, with robust controls for validation, approval, and transaction monitoring.
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